CTC to in-hand salary calculator

Convert CTC to monthly in-hand salary in India: basic, HRA, PF, gratuity, professional tax and income tax under both regimes.

Splits a CTC into basic, HRA, special allowance, employer PF and gratuity, then takes off your PF, professional tax and income tax to show monthly take-home pay under both regimes. Change the percentages to match your offer letter.

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ZOSH shows history and calculations for learning. It is not investment advice and does not tell anyone to buy or sell. Data: Yahoo Finance, AMFI, NSE and official sources; it can be late or wrong, so check before acting.