Income tax calculator for tax year 2026-27: new vs old regime

Free income tax calculator for India, tax year 2026-27 (FY 2026-27, Income-tax Act 2025). Compares the new and old regimes line by line and shows legal ways to pay less.

Works out your tax under both regimes for tax year 2026-27 (1 April 2026 to 31 March 2027), under the Income-tax Act, 2025 and the Income-tax Rules, 2026.

• New regime: nil up to ₹4 lakh, then 5%, 10%, 15%, 20% and 25% in ₹4 lakh steps, 30% above ₹24 lakh. A rebate of up to ₹60,000 makes income up to ₹12 lakh tax-free (₹12.75 lakh for salaried people after the ₹75,000 standard deduction), with marginal relief just above it.
• Old regime: nil up to ₹2.5 lakh (₹3 lakh at 60+, ₹5 lakh at 80+), 5% to ₹5 lakh, 20% to ₹10 lakh, 30% above, with HRA, section 123 (old 80C), health insurance, home-loan interest and other deductions.
• 4% cess and surcharge with marginal relief. Read your payslip in the browser to fill it in; nothing is uploaded.

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ZOSH shows history and calculations for learning. It is not investment advice and does not tell anyone to buy or sell. Data: Yahoo Finance, AMFI, NSE and official sources; it can be late or wrong, so check before acting.